How to Become a Credit Card Processing Reseller: White Label Options!



In today’s digital age, where online transactions have become the norm, the payment processing industry is booming. If you’re interested in entering this lucrative field but don’t want to start a payment processing company from scratch, becoming a credit card processing reseller might be the ideal path for you.

This article will delve into the concept of white label reselling in the payment processing industry and provide you with insights on how to become a credit card processing reseller.

Understanding White Label Reselling

White label reselling is a business arrangement where a company produces a product or service, and another company rebrands and resells it as its own. In the context of payment processing, white label reselling involves partnering with an established payment processor who offers their services, technology, and infrastructure, allowing you to market those services under your own brand.

Why Choose White Label Reselling?

Starting a payment processing company can be a complex and resource-intensive endeavor. It requires setting up secure payment gateways, complying with industry regulations, and investing in cutting-edge technology.

White label reselling provides a shortcut to entering the market without these challenges. By leveraging an existing payment processor’s infrastructure, you can focus on building your brand and selling payment solutions to businesses in need.

Steps to Become a Credit Card Processing Reseller

  1. Research and Select a Partner

The first step on how to become a payment processor is to research potential payment processing partners. Look for established companies with a strong track record, reliable technology, and a reputation for excellent customer service. Ensure that the partner offers a white label reselling program.

  1. Understand the Offerings

Once you’ve chosen a partner, understand the range of services they offer. This could include credit and debit card processing, mobile payment solutions, point-of-sale systems, and more. The broader the spectrum of services, the more attractive your offerings will be to potential clients.

  1. Brand Customization

Your chosen partner should allow you to customize the branding of their services. This means that your logo, color scheme, and company name will be prominently displayed in the payment processing solutions you offer.

  1. Sales and Marketing Strategy

Developing a robust sales and marketing strategy is crucial. Identify your target audience – businesses that require payment processing solutions – and create a compelling value proposition. Highlight the benefits of your services, such as secure transactions, seamless integration, and excellent customer support.

  1. Training and Support

Ensure that your partner provides comprehensive training on their products and services. You’ll need to understand the technical aspects of the solutions you’re selling, as well as how to troubleshoot common issues. Additionally, reliable customer support from your partner will reflect positively on your reselling business.

  1. Legal and Regulatory Compliance

While you won’t be directly responsible for all regulatory aspects, it’s essential to have a basic understanding of the legal and compliance requirements in the payment processing industry. This knowledge will help you address any client concerns and operate ethically.


Becoming a credit card processing reseller through white label options is a strategic way to enter the payment processing industry without the complexities of starting a payment processing company from scratch. By partnering with an established payment processor, you can leverage their technology and reputation while building your brand and client base.

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